What a Car Accident Attorney Does if an Accident Involves a Company Vehicle

Car accidents can be legally complex, but accidents that involve company vehicles may be even more complicated. This is because multiple parties are involved, including you, your employer, and the other driver. A car accident attorney can help establish fault, negotiate with insurance companies on your behalf, and defend your case. 

Offering Legal Guidance

Our car accident attorneys have experience with car accidents and personal injury cases. After getting into an accident, we recommend contacting the police first to make an official legal report. You should also take photographs of all vehicles involved and collect contact information. If you have injuries, you should seek medical attention immediately. Keep receipts for all treatment that you receive. If you were working when the accident happened, report the accident to your employer. This can help you begin the process of obtaining workers’ compensation.

Determining Liability

As with any other car accident case, your car accident attorney can conduct a thorough investigation to determine liability. They can do this by reading the police report and collecting evidence. If you were driving your company vehicle when the accident occurred, you, your employer, or the other driver may be liable.

If you are at fault, meaning you caused the accident, you or your employer may be liable. Your employer can be held responsible if you were driving the vehicle while working or if you were using the vehicle for work purposes. This can include running a work errand but often does not include running personal errands during working hours, such as driving to get a coffee. If you were not working when the accident occurred, you may be held personally liable for the car accident. Your attorney can provide legal guidance and negotiate with the car insurance companies on your behalf in this instance.

If you are not at fault for the accident, the other driver cannot hold you or your employer accountable. This means they can not demand that you or your employer pay damages. The involvement of a company vehicle would not matter in this situation. You can work with your attorney to receive a fair settlement from their insurance for your damages.

Holding Your Employer Accountable

Before driving a company vehicle, you should be aware of your employer’s policies and terms regarding employee collision coverage. Your attorney can review these policies and procedures. If they have collision coverage, attorneys can make sure that they are held liable for the accident and not you. If they do not have collision coverage, they may still be able to hold your employer accountable in certain situations. This can include if the company failed to implement reasonable safety measures or if there was negligence.

Negotiating With Insurance Companies

You may be entitled to compensation if you were injured during the car accident. This compensation can help pay for medical costs, pain and suffering, lost wages, and more. Your lawyer can assess the value of your case and negotiate with the other party’s insurance company to help you secure the highest possible settlement. If the insurance company cannot offer a fair settlement, they can represent you in court. 

Car accidents that involve a company vehicle may include communicating and negotiating with multiple insurance companies. This can be stressful and hard to manage. Your attorney can handle communication between your insurance, your employer’s insurance, and the other party’s insurance to make sure you receive the compensation you deserve.

Securing Workers’ Compensation

If you were working when the car accident occurred and sustained injuries from the accident, you may be entitled to workers’ compensation. Verbally report the accident to your employer immediately after the accident. You should also send a written confirmation by email or letter that includes the details of the accident and the date and time that it happened. Our attorneys are familiar with Tennessee’s workers’ compensation laws and can make sure that you receive these benefits.

Building a Strong Defense

Insurance companies usually offer low settlements that do not fully cover your losses. Most car accident cases are settled before going to court, but if the insurance companies are not offering you a fair settlement, our attorneys are prepared to represent you in court. They can present evidence and documentation that support your case and advocate for your rights. This can help you receive compensation for your current and future damages.

Contact Reasonover Law Firm To Speak With a Car Accident Attorney

Car accidents involving a company vehicle are often more complex than typical personal injury cases. A car accident attorney can assess the liability of the company to determine fault, investigate your case, negotiate with insurance companies, and represent you in court if necessary. Reasonover Law has extensive experience protecting the rights of Nashville Clients who have been involved in car accidents. Contact us today for a free consultation.