Car accident victims may be tempted to take the first settlement offered by the insurance company. While this compensation can bring immediate financial relief, it may not be enough to cover medical bills and other expenses. Reasonover Law Firm is a small personal injury firm focused on helping car accident victims get their deserved compensation. Here are some reasons to call a car accident attorney before accepting a quick insurance settlement:
1. The Insurance Company May Be Giving You a Low Estimate
Insurance companies are in the business of making money, not helping car accident victims. Their goal is to lower their payouts and convince victims to accept a lower settlement to make more profits. Sometimes they may even deny liability or dispute the severity of the injury. A car accident attorney like those at Reasonover Law Firm can help victims recover the total amount they deserve. We will assess your claim’s value, negotiate with insurance companies for a fair settlement, and take them to court if necessary. You may be most concerned about medical bills, but we can help you recover compensation for several other factors. These include lost wages, pain and suffering, emotional distress, and other damages.
2. Some Injuries May Not Be Immediately Apparent
Victims may feel fine after the car accident and accept the first settlement offer without consulting an attorney. Some injuries like head trauma, post-concussion syndrome, soft tissue injuries, and spinal cord injuries may not be visible immediately. These injuries can worsen over time and cause long-term physical and emotional pain. Your initial settlement may not cover medical expenses for the entire treatment course, forcing you to pay out of pocket. An experienced car accident attorney can assess your situation to determine the full extent of your injuries and build a case to get the maximum compensation. They can also work with medical experts to establish the scope and cost of your future treatments.
3. You Waive Your Rights to Further Compensation
When you accept a settlement from an insurance company, they will require you to sign a release form. This document waives your rights to any additional compensation for related medical costs or other damages. You can’t reverse your decision once you sign the form, which may leave you without financial recourse to cover medical bills and other expenses. This serious decision should be made only after consulting an attorney. A car accident lawyer can review the insurance documents to determine whether the settlement is fair. They will then be able to advise you accordingly. If the settlement does not cover all your damages, they can negotiate or take legal action to get the money you’re entitled to.
4. Legal Representation Is Often Necessary
Insurance companies have formidable legal teams trained to protect their interests. They use tactics and strategies to delay, reduce, or deny claims, putting the victim in a vulnerable position. A car accident attorney can use their expertise to make sure the other team treats you fairly during legal proceedings. Reasonover Law Firm provides aggressive legal representation to get our clients maximum compensation. We will investigate the accident, collect evidence, build your case, and meet all deadlines during the legal process.
Hire a Qualified Car Accident Attorney
If you’ve been injured in a car accident that wasn’t your fault, don’t accept an insurance settlement without consulting an attorney first. You may be entitled to more financial compensation than the insurer is offering. Reasonover Law Firm can help you get your deserved maximum compensation for medical bills, lost wages, pain and suffering, and other damages. Contact us today for a free consultation.